There are many reasons why you might want to consider going to an out-of-state rehab. If you are worried that your insurance might not cover it, however, there are a few things that you should know.
How to Pay for Out-of-State Rehab
If you are like many people, you might assume that you will have to attend rehab in your home state in order for your insurance company to cover it. In some cases, this might be the truth. However, you shouldn’t automatically rule out the idea of attending rehab in another state; it could be an option for you.
Every insurance company is different, and so is every policy. If you are not restricted to a network, you might find that going to an out-of-state rehab is an option for you. It could also be an option if you have out-of-network coverage. In some cases, your insurance company may provide coverage without a problem. In others, you may be able to pay out-of-pocket and then be reimbursed by your insurance company later.
Many rehabilitation facilities have a lot of experience in working with insurance companies, so the rehab that you are interested in should be able to provide some insight. Your insurance agent might also be able to help.
Benefits of Attending Out-of-State Rehab
If you are able to work out the logistics of having your insurance company pay for out-of-state rehab, or if you are otherwise able to make out-of-state rehabilitation an option for you, you should know that there are some benefits to attending rehab outside of your local area.
For one thing, it can be a lot more discreet. You do not have to worry about ending up around clients or staff members who know you in the “outside world,” which could be something that could affect your job, your reputation or a host of other things. Additionally, you might find that if you are farther away from home, it can allow you to focus a little more on your own recovery. You do not have to worry about being surrounded by the people and places that remind you of your drug use, and it won’t be as easy for you to just walk out the door and leave in the event that things start to get hard.
As you can see, it is not impossible to attend a rehab facility in another state, even if you are hoping that your insurance company will pay for it. However, this is something that you will want to think about, so it pays to both contact the rehab that you are thinking about going to and your insurance company. Then, you can get answers that are related to your situation.
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