As a parent of a child struggling with heroin addiction, you are certain that there is nothing you wouldn’t do in order to help your child overcome his problem. However, a high quality rehab program will utilize multiple professionals, and their education, experience, and skills will not be inexpensive. Many families of addicts find themselves stressed over the potential cost of a rehabilitation program, even though they are aware that rehab may be the only way to save their child’s life. Fortunately, most of this worry is unnecessary, because heroin addiction rehabilitation facilities can be affordable for most insured families.
What Will Value Options Cover?
Value Options offers partial and full coverage for heroin addiction recovery. The exact amount of coverage will depend upon your specific plan. If your plan includes a deductible,you will have pay that amount before your insurance will cover the costs of the program.
Which Types of Recovery Will Value Options Cover?
The exact types of recovery programs covered by Value Options will depend upon which plan you have. However, most of their insurance plans will cover detox, inpatient treatment, outpatient programs, and partial hospitalization. After-care, behavioral health and mental health programs are also covered by most plans.
Will Value Options Cover a Long Treatment Program?
The recovery process for heroin can be especially long. While your child is doing their best to overcome their addiction, the process cannot be rushed. Fortunately, many insurance programs offered by Value Options will cover several months of treatment. Other plans may only cover a few days.
What if My Plan Does Not Cover Treatment?
If your Value Options insurance plan only covers part of your child’s treatment, you may be worried about how to cover the rest of the cost. Fortunately, most rehabilitation centers understand that the cost can be daunting and offer their own financing options. This will allow you to pay for the heroin recovery treatment over time instead of forcing you to try to pay all at once.
The best way to discover whether or not your child’s heroin addiction recovery treatment will be covered is to contact your insurance company directly. They will also be able to tell you whether or not your child will need a doctor’s referral in order to enter a recovery program.
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